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Integrity Plan

At Holmes Motors, we specialize in customizing finance plans to best suit your needs! We finance people who may not be able to secure a high quality vehicle at other dealerships. We also finance people with good credit.

No Credit Check

Get Pre-Qualified

What to bring:

Drivers License (MS, AL, LA)
6 references who do not live with you
2 Utility Bills (proof of residence)
Proof of Income

Integrity Plus Plan

Holmes Motors understands that past credit history does not indicate future performance. This program is suited for folks who have income and want to build their credit or already have good credit. Holmes Motors will construct a plan best suited for you.

What to bring:

Drivers License (MS, AL, LA)
6 references who do not live with you
2 Utility Bills (proof of residence)
Proof of Income

Frequently asked questions about credit reporting

Homes Motors Quality Certified Vehicles

Every vehicle goes through a vigorously methodical quality control inspection. Anything that doesn't meet the certified standards is repaired or replaced.

Lifetime Warranty

For the entire life of your payment agreement HM Service agreement protects the vehicle for motor, transmission and AC systems. Georgia Customers enjoy a free 1,000 mile / 30 day power train warranty.

Simple Payment Options

HM payment options are designed for simplicity for all. you can pay automatic, by text, online, by phone, or in person...whatever is most convenient for you.

Trade Up Program

Once you're a customer you can trade up to a different vehicle as often as you like. ASK YOUR REP FOR DETAILS.

Loan Forgiveness

If your life situation changes and you don't want the vehicle or can't afford it any longer, simply bring it back to HM and walk away owing nothing further.

Holmes Motors Rewards

Earn extra cash by referring people to HM to get a vehicle.

Flexible Down Payments

Budgeting for a vehicle down payment can be difficult. Our Flexible Down Payments are designed to help make this process a little simpler so you can get on the road now instead of later.

Trade In

Bring your vehicle to Holmes Motors and we will work to get you a fair price the same day.

Feel safe with Holmes Motors'



How it works:

Be current on your payment.
Keep records of all regularly scheduled maintenance.
Don't exceed more than 18,000 miles per year.

Holmes Motors is proud to offer our Warranty. You're covered for Motor, Transmission, and major A/C System components, for the life of the financing. To keep the service valid, you need to be current on your payment, provide records of regular scheduled maintenance and don't exceed more than 18,000 miles per year. There is a $100 deductible for the first year, $200 the second year, and $300 for the third year. Work must be performed at a Holmes Motors facility. We do not offer loaner vehicles. Work must be done by appointment only.

How to make a claim:

Call to schedule an appointment.
Drop the vehicle off and complete diagnostic form.
Once complete, pay deductible and be on your way!
9008 Parkway E
Birmingham, AL 35206
(205) 395-3123
10651 Boney Ave.
D'Iberville, MS 39540
(228) 456-3735
405 Eastern Blvd.
Montgomery, AL
(334) 339-3464
7498 Douglas Blvd
Douglasville, GA 30135
(678) 809-1595
Terms for financing in the state of Georgia differ from financing terms and requirements for Alabama, Louisiana, and Mississippi customers. This advertisement is for a lease. A sample lease for a 2010 Ford Fusion is $1,300.00 due at lease signing and $175.00 bi-weekly for 36 months. This includes security deposit. No early termination fee. All lease payments, terms, and credit qualifications are subject to change without notice or obligation. Not all lessees will qualify. Additional lease terms and options may be available. Georgia Customers, Downpayment plus TAVT due at the time of sale. Free 1,000 mile / 30 day power train warranty included.
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